Instant payday loans for people with bankruptcy are available.  Here's why.

• Payday lenders typically do not check your credit history.  Unlike credit card issuers or regular banks, payday lenders don't necessarily care if you have bad credit or a bankruptcy in your history.  Payday lenders do not pull your credit report.
• Instead, payday lenders care whether you have a consistent source of income (from employment or benefits).  If you have a weekly, semi-monthly, bi-weekly, or monthly source of income that is deposited into a bank account, you should qualify for a payday loan. 
• Payday lenders do check some databases about you.  Most payday lenders use a database like the Teletrack database, to check to see if you have defaulted on other payday loans in the past or if you have other payday loans outstanding.

So, there are instant payday loans for people with bankruptcy available.  Use them only for emergency cash only.