From the category archives:
payday loans
September 23, 2009
- Internet Payday Lenders Settle FTC Suit
The U.S. (…)
September 22, 2009
- Do You Need a Bank Account to Get a Payday Loan?
This is a question we hear all the time: Can I get a loan even if I don't have a bank account? (…)
August 18, 2009
- Status of Military Payday Loans – 2 Years After Ban
Two years ago, Congress passed the Military Lending Act, which included a number of provisions effectively banning payday loans to American Service Members.
So how has the law faired? (…)
July 15, 2009
- Payday Loan Regulation — Testimony of a Payday Loan Borrower
Earlier this year, the House Subcommittee on Financial Institutions and Consumer Credit held a hearing to discuss H.R. 1214, (othewise known as the "Payday Loan Reform Act of 2009"). (…)
- Payday Loan Regulation — Testimony of a Payday Loan Borrower
Earlier this year, the House Subcommittee on Financial Institutions and Consumer Credit held a hearing to discuss H.R. 1214, (othewise known as the "Payday Loan Reform Act of 2009"). (…)
July 1, 2009
- The FDIC "Small Dollar Loan Program" An Update
The FDIC’s Small-Dollar Loan Pilot Program is a two-year case study designed to identify best practices in affordable small-dollar loan programs that can be replicated by other financial institutions. (…)
June 11, 2009
- Payday Loans at Banks
We've complained about overdraft fees at banks in the past, and discussed how overdraft fees are like payday loans… at banks. It's time for us to rant about overdraft fees again. (…)
May 21, 2009
- Been Denied for a Faxless Payday Loan? Here's What to Do…
Have you submitted an application for a faxless payday loan online, and then been denied the loan? It can be frustrating, especially if you need emergency cash. Here are a few tips that can help you if you find yourself in this situation.
May 5, 2009
- I Need a Payday Loan
People have always needed small, short term loans, and someone has always been willing to provide them. (…)
- I Need a Payday Loan
People have always needed small, short term loans, and someone has always been willing to provide them. (…)
May 1, 2009
- Prominent Economists Against Payday Loan Regulations
As we have discussed in previous blog posts, financial regulation is a hot topic this year. (…)
- Payday Loan Reform Bills
Regulation of financial services businesses is a big topic in the U.S., from Credit Card reform, to restrictions on the use of TARP funds…. to payday loan regulations. (…)
April 30, 2009
- Better, With or Without Payday Loans
Whenever there is a controversial subject you will get a variety of different opinions from many different people. (…)
April 29, 2009
- Understanding Payday Loans
The payday loan business is one of the fastest growing segments of the consumer financial services market in the United States. (…)
April 28, 2009
- Payday Loans and other Alternative Financial Services
The past year has been very rough on our economy, and there have been very few segments of our population that have not been affected in some way. (…)
April 26, 2009
- Payday Loans and the “Cycle of Debt”
While it is true that there is indeed a market for payday loans in the United States today, the industry does have its critics. (…)
April 25, 2009
- Frequent Payday Loan Borrowers
Payday lenders make small, very short term consumer loans through a network of storefront shops or Internet sites. (…)
April 16, 2009
- Could KIVA Provide a Payday Loan Alternative?
Kiva's mission is to connect people through lending for the sake of alleviating poverty. (…)
February 19, 2009
- Payday Loans — A Strategy to Help Pay the Bills?
With the economic environment it seems everyone knows somebody who lost their job, is losing their house or has lost their credit cards. A little known secret that I highly recommend is to act quickly and apply for a payday loan. You see it is quite simple, your bank can take away your credit card, your employer can take away your job…but you still have to survive and feed your family. The problem is that most people do not react quickly enough and do not understand how easy it is to apply for a faxless payday loan. The most important thing you need to qualify for a payday loan is to have income so hurry today and apply. Given the choice between feeding the family or not I would do anything to survive and they say the key to survival is being prepared and the key to surviving this economic crisis is to have access to credit. Be prepared, be a survivor…have the choice you deserve apply for a faxless payday loan now. All you do is simply fill out an application online and within minutes you will be notified, no hassles, no embarrassment do it from the comfort and privacy of your home.
January 9, 2009
- What do Bodybuilding, Cigars and Payday Loans Have in Common?
Answer: An Op Ed piece in the Wall Street Journal titled "Beyond Payday Lenders". See, the article was co-authored by California Gov. (…)