April 26, 2008

• Payday Loans In New York State

  The State of New York is one of several States in the US that does not have specific payday lending provisions.  That is, New York does not allow payday lending.  There are, however, several lenders who claim to be able to provide payday loans to residents of New York State.  They may be able to do this by partnering with a federal bank or by being based outside the US.  There are several lenders in the network used by NextDayCheck that may be able to help you if you are looking for payday loans in New York State. (…)

March 8, 2008

• Payday Loans — 5 Things You Need to Know

   Considering a payday loan?  Before you take one out, read this first!  We give you five things you need to know before you shop for your first (or next) payday loan.
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March 5, 2008

• Payday Loans in Colorado

  Payday loans in Colorado are generally permitted under Colorado Code Section 5-3.1-101.  A payday lender in Colorado is limited to loans of less than $500.  Further, no total loan amount may exceed $575. (…)

• Payday Loans in California

  Payday loans in California are generally permitted.  However, a payday lender in California is limited to loan amounts less than $400.  A lender may charge a fee for a payday loan, but it cannot exceed 15 percent of the face amount of the check or the amount of the loan. (…)

• Payday Loans in Arkansas

  Payday loans in Arkansas are generally permitted by Arkansas Law Section 23-52-101, however payday loans in Arkansas are limited to loan amounts under $400.  A payday lender in Arkansas cannot charge a fee in excess of 10 percent of the face amount of any personal check or money order and, an additional fee not to exceed $10.

• Payday Loans in Arizona

  Payday loans in Arizona are generally permitted under Arizona Code Section 6-1251.  Payday loans in Arizona are limited to loan amounts between $50 and $500, and a lender can not directly or indirectly charge any fee or other consideration for accepting a check for deferred presentment or deposit that is more than 15 per cent of the face amount of the check for any initial transaction or any extension.

• Payday Loans in Alaska

  Payday loans in Alaska are generally permited under Alaska Code Section 06.50.010A.  The loan amount cannot exceed $500, and a licensed payday lender may only charge a nonrefundable origination fee in an amount not to exceed $5; and a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance, whichever is less.

• Payday Loans In Alabama

  Payday loans in Alabama are generally permitted under Alabama Code Section 5-18A-1.  The total loan amount may not exceed $500, and the fees charged shall not exceed 17.5 percent of the amount advanced.