The State of New York is one of several States in the US that does not have specific payday lending provisions.  That is, New York does not allow payday lending.  There are, however, several lenders who claim to be able to provide payday loans to residents of New York State.  They may be able to do this by partnering with a federal bank or by being based outside the US.  There are several lenders in the network used by NextDayCheck that may be able to help you if you are looking for payday loans in New York State. As always, read the loan agreement carefully before agreeing to a loan.