http://www.nextdaycheck.com/blog nstant Faxless Payday Loans & Paycheck Loans Online Wed, 01 Jul 2009 21:09:51 +0000 http://backend.userland.com/rss092 en The FDIC’s Small-Dollar Loan Pilot Program is a two-year case study designed to identify best practices in affordable small-dollar loan programs that can be replicated by other financial institutions. The FDIC recently published results from the first year of the pilot program.  So... can banks profitably issue small dollar loans ... http://www.nextdaycheck.com/blog/payday-loans/the-fdic-small-dollar-loan-program-an-update/ We've complained about overdraft fees at banks in the past, and discussed how overdraft fees are like payday loans... at banks. It's time for us to rant about overdraft fees again. At a recent conference held at the Federal Reserve in Chicago, there was a great panel presentation that included a ... http://www.nextdaycheck.com/blog/payday-loans/payday-loans-at-banks/ Have you submitted an application for a faxless payday loan online, and then been denied the loan? It can be frustrating, especially if you need emergency cash. Here are a few tips that can help you if you find yourself in this situation. First, you need to figure out ... http://www.nextdaycheck.com/blog/payday-loans/been-denied-for-a-faxless-payday-loan-heres-what-to-do/ People have always needed small, short term loans, and someone has always been willing to provide them. Today's flourishing industry of payday lending looks a lot like the "salary lenders," later renamed "salary buyers," that thrived in the late 19th century. These days, if a person needs to borrow ... http://www.nextdaycheck.com/blog/payday-loans/i-need-a-payday-loan-2/ People have always needed small, short term loans, and someone has always been willing to provide them. Today's flourishing industry of payday lending looks a lot like the "salary lenders," later renamed "salary buyers," that thrived in the late 19th century. These days, if a person needs to borrow ... http://www.nextdaycheck.com/blog/payday-loans/i-need-a-payday-loan/ As we have discussed in previous blog posts, financial regulation is a hot topic this year. Apparently, there are four different bills currently pending in Congress that would cap payday loans at a 36% APR (or slightly more). In the past two years, many States have enacted laws ... http://www.nextdaycheck.com/blog/payday-loans/prominent-economists-against-payday-loan-regulations/ Regulation of financial services businesses is a big topic in the U.S., from Credit Card reform, to restrictions on the use of TARP funds.... to payday loan regulations. In February, Representative Luis Gutierrez (IL) sponsored a bill called the "Payday Loan Reform Act of 2009". In a speech introducing the ... http://www.nextdaycheck.com/blog/payday-loans/payday-loan-reform-bills/ Whenever there is a controversial subject you will get a variety of different opinions from many different people. Many times one group will form on one side of the issue, while their opposition forms on the other. I think it is safe to say that payday loans fall into this ... http://www.nextdaycheck.com/blog/payday-loans/better-with-or-without-payday-loans/ The payday loan business is one of the fastest growing segments of the consumer financial services market in the United States. It started in the early 1990's when commercial check cashing stores started offering consumers the option of taking out short term loans to help them meet the need for ... http://www.nextdaycheck.com/blog/payday-loans/understanding-payday-loans/ The past year has been very rough on our economy, and there have been very few segments of our population that have not been affected in some way. One of the worse results of this recession has been the loss of credit to all industries and segments of our society. ... http://www.nextdaycheck.com/blog/payday-loans/payday-loans-and-other-alternative-financial-services/